CBDC को UPI से जोड़ने की तैयारी जानिए क्या है रिजर्व बैंक ऑफ इंडिया का नया प्लान

Central Bank Digital Currency मूल रूप से भुगतान प्रणाली है जिसमें इलेक्ट्रॉनिक रूप में डिजिटल लेनदेन शामिल है और रुपये की तरह भौतिक रूप में नहीं है।

रिजर्व बैंक ऑफ इंडिया द्वारा डिजिटल करेंसी को लेकर एक बड़ा कदम उठाने को तैयारी किया जा रहा है।

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केंद्रीय बैंक इस महीने के अंत तक Central Bank Digital Currency (CBDC) या ई-रुपया पर 10 लाख ग्राहकों को एक्टिव करने की भी योजना बना रही है।

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दूसरी योजना Central Bank Digital Currency (CBDC) क्यूआर कोड को यूपीआई के साथ लिंक करने की है। जिससे CBDC का इस्तेमाल करने वाले लोगो को काफी फायदा मिलेगा।

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आरबीआई ने डिजिटल रुपये के थोक पायलट प्रोजेक्ट में भागीदारी के लिए नौ बैंकों का चयन किया है। जो निम्न है स्टेट बैंक ऑफ इंडिया, बैंक ऑफ बड़ौदा,

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यूनियन बैंक ऑफ इंडिया, एचडीएफसी बैंक, आईसीआईसीआई बैंक, कोटक महिंद्रा बैंक, यस बैंक, आईडीएफसी फर्स्ट बैंक और एचएसबीसी

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लॉन्च दो चरणों में किया जा रहा है। यह पहला प्रायोगिक चरण है जहां थोक लेनदेन यानी बड़े लेनदेन के लिए डिजिटल रुपया लॉन्च किया गया है।

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